One payment, and then you don’t need to think about your surgery cost any more! If you have the funds in place, paying this way can be the easiest – and cheapest – way to fund your treatment.
Opting to pay for your procedure in monthly instalments can help your surgery dream become a reality. Spreading the cost of your procedure over a longer period makes it more affordable and manageable and helps you to book your surgery without delay. You’ll pay a fixed monthly amount, so you can plan your budget better and keep control of your finances. Setting up a payment plan can be quick and convenient, so you can have your procedure sooner rather than later.
Finance calculator
Perhaps one of the biggest questions you have about surgery with us is ‘what are my payment options?’. The answer is that with Klinikal, you have plenty of options to help you spread the cost and comfortably afford your life-changing procedure.
Through our trusted provider, X, you could borrow up to £30,000 to pay for your surgery. Our handy finance calculator will help you work out a payment plan that works for you, no matter which procedure you’re having.
To discuss your options in greater detail, you can speak to a Surgeon Assistant at a time that suits you.
Your payment options
Pay over 12 months with interest-free credit
Pay over 3 years with 9.9% APR (minimum loan £3,000)
Pay over 4 years with 9.9% APR (minimum loan £5,000)
Pay over 5 years with 9.9% APR (minimum loan £7,500)
humm is committed to providing you with financial solutions that are tailored to your needs.
We do have some basic criteria you’ll have to meet before we can consider your application. You must:
– Be aged 18 to 75
– Have a regular income of at least £1,000 per month
– Have been a resident of the UK for at least 6 months
– Have a UK credit or debit card in your own name
This criteria allows us to ensure that humm is right for you. If approved for a humm loan, you will be provided with a clear and transparent payment plan, so you can budget accordingly and avoid any surprises- .
Representative of 9.9% APR
A personal loan is ideal for payments that aren’t attached to a physical asset (such as a house or a car) and they range from £1,000 to £50,000.
By taking a personal loan, you can pay for your procedure over a period of several months. And with our finance provider, Loans Warehouse, you can check if you’re eligible for finance without affecting your credit score.
| Procedure | Cost | APR | Term | Total Loan | Interest | Monthly |
|---|---|---|---|---|---|---|
| Breast augmentation | £5,995 | 9% | 60 months | £7,405.62 | £1,410.62 | £123.43 |
| Liposuction | £3,995 | 9% | 60 months | £4,935 | £940 | £82.25 |
| Rhinoplasty | £6,495 | 9% | 60 months | £8,023.27 | £1,528.27 | £133.72 |
| Gastric sleeve | £10,995 | 9% | 60 months | £13,582.11 | £2,587.11 | £226.37 |
*Procedure prices are for example purposes – the total cost of your procedure will depend on the exact nature of your treatment.
**Interest rates are examples only – yours will depend on your procedure cost and your repayment plan.
A personal loan is ideal for payments that aren’t attached to a physical asset (such as a house or a car) and they range from £1,000 to £50,000.
By taking a personal loan, you can pay for your procedure over a period of several months. And with our finance provider, Loans Warehouse, you can check if you’re eligible for finance without affecting your credit score.
| Feature | Details |
|---|---|
| Procedure Cost | £5,995 |
| Example APR | 9% |
| Term | 60 months |
| Total Loan | £7,405.62 |
| Total Interest Repayable | £1,410.62 |
| Monthly Repayment | £123.43 |
| Feature | Details |
|---|---|
| Procedure Cost | £3,995 |
| Example APR | 9% |
| Term | 60 months |
| Total Loan | £4,935 |
| Total Interest Repayable | £940 |
| Monthly Repayment | £82.25 |
| Feature | Details |
|---|---|
| Procedure Cost | £6,495 |
| Example APR | 9% |
| Term | 60 months |
| Total Loan | £8,023.27 |
| Total Interest Repayable | £1,528.27 |
| Monthly Repayment | £133.72 |
| Feature | Details |
|---|---|
| Procedure Cost | £10,995 |
| Example APR | 9% |
| Term | 60 months |
| Total Loan | £13,582.11 |
| Total Interest Repayable | £2,587.11 |
| Monthly Repayment | £226.37 |
*Procedure prices are for example purposes – the total cost of your procedure will depend on the exact nature of your treatment.
**Interest rates are examples only – yours will depend on your procedure cost and your repayment plan.
Having surgery is a sizeable financial commitment. If you’re considering taking out a loan for your treatment, it’s best to make sure that you’ve explored your options in full. Do your research – Money Saving Expert is a reliable, impartial website which can be helpful.
Compare different providers and check the rates they’re charging so that you know how much you’re paying in addition to the loan amount. Borrow as little as possible over the shortest term you can afford – perhaps you could pay a little more as a deposit and take a smaller loan?
And be sure to take into account how your payments will affect your monthly budget. Make sure that you don’t miss any payments, as this can cost you a lot more in the long term.
I loved the fact Klinikal had me covered with all my worries for going towards the surgery. Lovely lady Sarah helped me with finance options – since the surgery is expensive, she found me many solutions for finance.”
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